Mortgage Rates

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Rates effective as of Tuesday, September 16, 2014.

Product Term Interest Rate Annual Percentage Rate Payment Per $1,000 Borrowed
2nd Mortgage Loan * 60 Months 8.599% 9.543% $2.06
2nd Mortgage Loan ** 120 Months 10.599% 10.855% $13.56
Construction Loan ** 12 Months 6.999% 7.105% $6.66
Adjustable Rate Residential - Owner Occupied** 1 yr/1 adj 3.499% 3.583% $4.49
Adjustable Rate Residential - Owner Occupied** 3 yr/1 adj 3.999% 4.086% $4.78
Adjustable Rate Residential - Owner Occupied** 5 yr/1 adj 4.499% 4.589% $5.07
Adjustable Rate Residential - Non-Owner Occupied 1 - 4 Units ** 1 yr/1 adj 4.299% 3.583% $4.49
Adjustable Rate Residential - Non-Owner Occupied 1 - 4 Units ** 3 yr/1 adj 5.499% 5.595% $5.68
Adjustable Rate Commercial ** 1 yr/1 adj 4.249% 4.338% $4.92
Adjustable Rate Commercial ** 3 yr/1 adj 4.729% 4.821% $5.21
Adjustable Rate Agricultural ** 1 yr/1 adj 3.949% 4.036% $4.75
Adjustable Rate Agricultural ** 3 yr/1 adj 4.449% 4.539% $5.04
Adjustable Rate Agricultural ** 5 yr/1 adj 5.149% 5.243% $5.46
Adjustable Rate Agricultural ** 7 yr/1 adj 5.349% 5.445% $5.59

1% Fee on Each Calculation
Minimum finance charge: $39.00
Call us about our fixed rate mortgages at (260) 368-7288.
* APR and Payment Calculations based on $10,000.00 Mortgage.
** APR and Payment Calculations based on $100,000.00 Mortgage.
Rates subject to credit approval.

The interest rate(s) and annual percentage rate are accurate as of the effective date stated above and are subject to change daily. The interest rates and APRs on the products listed above may presume that certain components of your credit profile, such as your credit score or your debt-to-income ratio, meet certain thresholds. If the product for which you apply contains such thresholds and a component of your credit profile does not meet the relevant threshold(s), the terms offered to you will be adjusted upward based on a predetermined schedule of pricing adjustments. All loans are subject to credit approval and receipt of a property appraisal demonstrating sufficient value. Other terms and conditions may apply. These rates are provided as a convenience for our customers. These rates are subject to change. Please contact us for our current rates.